ING Direct is a branchless direct bank which offers services over the Internet, phone, ATM or by mail, and focuses on simple, high-interest savings accounts. ING Direct operates in some country in Australia, Europe, and U.S. Recent news, ING Direct will acquire by General Electric to add to its GE Capital unit.
ING as the parent group, is planning for merge ING Direct with a lending operation, and has talking to CIT Group and Citigroup about a deal. ING must sell the US bank by the end of 2013 to satisfy European Union regulators.
ING Direct was founded in 2000. It headquarters in Wilmington, Delaware. ING Direct is a member of the Federal Deposit Insurance Corporation (FDIC).
ING Direct has several popular services:
- Orange Savings Account. The Orange Savings Account is an online savings product offered by ING Direct. The product range includes savings, checking, IRA, and CDs accounts.
- Individual Retirement (IRA) Savings Account
Individual Retirement (IRA) Savings Account is near paperless products.
- Electric Orange Checking
Electric Orange is ING Direct's interest-bearing paperless checking account.
- Orange Certificate of Deposit
ING Direct offers a number of options for their CDs. These products are also offered within IRA savings accounts.
Today, ING Direct becomes well-known bank which offers a range of products including checking accounts, savings accounts, business accounts, mutual funds, and mortgages. So, it’s not strange if GE is interested in acquiring INGs (ING) US online bank.
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